Policies

Introduction

Welcome to “teriallori.com” (the “Website”). You may also see other references in this Policy and on our website or products and services referring to the identification of this website, including TA, the Site, We, Us, Our, Ours. This Privacy Policy governs how TA collects, uses, maintains, and discloses information collected from users (each, a “User”) of the Website. This Privacy Policy applies to the Website and the products and services offered by TA unless otherwise explicitly stated. By accessing or using this Website, you agree to this Policy and all applicable laws and regulations. If you do not agree with any of this Policy, you are prohibited from using or accessing this Website, and/or the products and/or services offered by TA.

What Type of Information Do We Collect and How is it Used? Cookie Consent Policies

We collect basic information to the extent necessary to provide a functional User experience on our website. We (and/or other third parties such as Google) use cookies to enhance the user experience and provide personalized content and advertisements. By using the Website, users consent to the use of cookies in accordance with this Privacy Policy. Users have the option to manage their cookie preferences and settings through their web browser. Cookies are small files of text that can collect and store information such as: how many times you visit the website, your preferences such as preferred language, your user name, and items in your shopping cart.

GDPR and EU Regulations

TA complies with the General Data Protection Regulation (GDPR) and other applicable EU regulations concerning the collection, processing, and storage of personal data. We are committed to protecting the privacy and rights of our EU users and ensuring that their personal information is handled in accordance with the highest standards of data protection. For GDPR compliance we are required to obtain explicit consent from users to collect, store, and process their data for any sign-up or subscription. By continuing with the use of TA and/or by submitting your User information to TA you are agreeing to our applicable policies and terms. We keep your data private and share your data only with third parties that make our services possible. You may unsubscribe at any time.

HTTPS for General Use and E-Commerce

TA is committed to providing a secure and encrypted browsing experience for our users. Our website is protected by HTTPS, ensuring that all data transmitted between users’ browsers and our servers is encrypted to prevent unauthorized access or interception.

CalOPPA or COPPA

TA complies with the California Online Privacy Protection Act (CalOPPA or COPPA) by providing clear and accessible information about our data collection practices, including the types of information collected, how it is used, and how users can opt out or request changes to their personal information.

ADA Compliance

TA is committed to making our website accessible to all users, including those with disabilities. We strive to comply with the Web Content Accessibility Guidelines (WCAG) and other relevant accessibility standards to ensure that our website is usable and navigable for all users.

SMS Communications / Text Messaging Policy

By providing your phone number and opting in through our website forms or other channels, you consent to receive text messages from Teri Allori Consulting (legally Allori Legacy, LLC) and/or Allori Legacy, LLC. These messages may include appointment confirmations, reminders, service updates, promotional offers, or other relevant communications, as disclosed during your opt-in.

Message frequency may vary based on your engagement with our services. Standard message and data rates may apply. You may opt out at any time by replying STOP to any message. Reply HELP for assistance.

We do not share or sell your mobile information with any third parties for marketing or promotional purposes. Your opt-in data and consent will not be shared with any third party, except for the purpose of enabling the delivery of SMS communications through our trusted messaging service providers.

We retain your phone number and messaging history only as necessary to manage communications related to your inquiry or service. For more information on how we collect, use, and protect your data, please review the rest of this Privacy Policy.

Legalities for Users Worldwide

This Privacy Policy applies to all users worldwide, regardless of their location. By accessing or using the Website, users acknowledge and agree to the terms and conditions outlined in this Privacy Policy.

Changes to this Privacy Policy

TA has the discretion to update this Privacy Policy at any time. When we do, we will revise the updated date at the bottom of this page and also aim to update you via suitable means such as email if you are currently opted in to receive such. We encourage users to check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this Privacy Policy periodically and become aware of modifications.

Contact Us

If you have any questions about this Privacy Policy, the practices of this Website, or your dealings with this Website, please Contact Us. 

– – –

Last updated: August 30th, 2024

“teriallori.com” is offered by “Allori Legacy LLC” a registered company in the state of Delaware in the United States of America (USA). Applicable information, policies, and terms are subject to the laws of Delaware and the USA, regardless of the country from which data or the User originates or engages with the site or brand.

Introduction

Welcome to “teriallori.com” (the “Website”). You may also see other references in these Terms and on our website or products and services referring to the identification of this website, including TA, the Site, We, Us, Our, Ours. These Terms of Use govern the use of the Website and all products and services offered by “teriallori.com” unless otherwise explicitly stated. By accessing or using the Website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this Website, and/or the products and/or services offered by TA.

Use License

Based on the item type purchased, permission is granted to permanently or temporarily download one copy (or the number of copies you purchased) of the materials (information or software) on or by TA for the use permitted by TA, which may include personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license, you may not:

Modify or copy the materials;

• Use the materials for any commercial purpose or for any public display (commercial or non-commercial);
• Attempt to decompile or reverse engineer any information or software contained on “teriallori.com”;
• Remove any copyright or other proprietary notations from the materials; or
• Transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by “teriallori.com” at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

Disclaimer

The materials on TA are provided on an ‘as is’ basis. “TA makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, TA does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

Limitations

In no event shall TA or its suppliers or affiliates be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on or by “teriallori.com,” even if TA or a TA authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Revisions and Errata

The materials appearing on “teriallori.com” and/or its communications could include technical, typographical, or photographic errors. TA does not warrant that any of the materials on its website are accurate, complete, or current. TA may make changes to the materials contained on its website at any time without notice. TA does not, however, make any commitment to update the materials.

Links

TA makes efforts to keep track of and review the sites linked to its website, but it is not always possible to do so at a 100% rate. By extension, TA is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by TA of the site. Use of any such linked website is at the user’s own risk.

Site Terms of Use Modifications

TA may revise these terms of use for its website at any time without notice but also aims to update Users via suitable means such as email if the User is currently opted in to receive such. By using this website the User agrees to be bound by the Terms of Use.

Contact Us

If you have any questions about these Terms of Use, the practices of this Website, or your dealings with this Website, please Contact Us.

– – –

Last updated: August 30th, 2024

“teriallori.com” is offered by “Allori Legacy LLC” a registered company in the state of Delaware in the United States of America (USA). Applicable information, policies, and terms are subject to the laws of Delaware and the USA, regardless of the country from which data or the User originates or engages with the site or brand.

Payments

We value our customers and your business. As such we aim for clear terms and policies that are not full of “complex” legal terms, and encourage Users to review our policies and terms before making a purchase.

The platform/website “teriallori.com” is offered by Allori Legacy LLC. 

If you make a purchase from this website, you may see communications from one or more of our authorized email addresses or from our payment processor(s), including those ending with: “@teriallori.com”.

Because we use payment processors such as Stripe to process and manage customer payments and card information securely, also expect to receive emails or communications inclusive of their domain name(s) and extension(s) such as “@stripe.com” relating to orders, for example order receipts and invoices.

On your credit card statement or emails, you can expect to see descriptors relating to your purchase, such as those below (or similar):

– ALLORI LEGACY, LLC

– ALLORI LEG

If ever in doubt about received communication, payments or if you have any queries, please Contact Us and we’d be happy to assist.

Shipping

As we currently only sell services and digital products, shipping is not typically applicable. Note however, that you may at times be required to provide shipping information or a shipping address depending on the type of purchase and purchasing process, in which case you will be notified and provided with applicable shipping terms accordingly e.g. before or during checkout. 

Note

In cases where there is a separate service agreement or contract for services or products, then the service agreement or contract supersedes these policies and terms.

Contact Us

If you have any questions about this Policy, please Contact Us.

– – –

Last updated: August 30th, 2024

“teriallori.com” is offered by “Allori Legacy LLC” a registered company in the state of Delaware in the United States of America (USA). Applicable information, policies, and terms are subject to the laws of Delaware and the USA, regardless of the country from which data or the User originates or engages with the site or brand.

1. Subscriptions & Service Terms for 24/7 Receptionist Service

Service Description

The 24/7 Receptionist Service provides automated virtual receptionist support via WhatsApp, website chat, and (for eligible plans) live calls. The specific features included in your subscription depend on the package you selected at checkout. You represent that you are authorized to agree to these Terms and to use the Service for the business or entity you represent.

Subscriptions & Billing

1. Automatic Renewal: Subscriptions renew automatically on a recurring basis (typically monthly) unless cancelled prior to the renewal date.

2. Payment Processing: All payments are processed securely through third-party payment processors such as Stripe. By subscribing, you authorize recurring charges to your selected payment method.

3. Receipts & Invoices: You may receive receipts from us and/or from our payment processor (e.g., Stripe). These constitute your official proof of payment.

4. Plan Changes: Upgrading or downgrading between Starter, Pro, and Premium may be allowed and will be reflected in your next billing cycle or as otherwise set by us.

Client Responsibilities

1. Provision of Information: You agree to provide accurate and complete information for onboarding, including but not limited to valid contact details, WhatsApp numbers, URL access, and other setup requirements.

2. Third-Party Access: You understand parts of the Service require you to grant access or take actions (e.g., linking WhatsApp or granting website backend access). We do not assume responsibility for issues caused by delayed access or incomplete information.

3. Connectivity Requirements: The Service depends on third-party systems (e.g., WhatsApp, web hosting, CRM systems). We are not responsible for outages, connectivity issues, or failures caused by these systems. However, we aim to privide the relevant assistance where possible.

Usage & Fair Use

Your selected plan includes generous day-to-day usage that is suitable for most small and growing businesses. Our goal is to provide reliable service without imposing strict numerical caps for normal usage. However, if your usage becomes unusually high (for example, an exceptional volume of calls or messages that materially exceeds typical small-business needs), we reserve the right to contact you to discuss appropriate options. These may include upgrading to a higher-tier plan or a custom arrangement tailored to your actual usage. We will always notify you in advance of any required changes or additional fees; there will be no hidden overages or surprise charges. Continued usage that significantly exceeds plan expectations and impacts service performance for other users or constitutes abuse may result in temporary limitations, suspension, or termination of service until an appropriate plan is agreed upon. This clause ensures fairness and protects service quality for all subscribers.

2) Subscriptions & Service Terms for Business Operations Dashboard

Service Description

The Business Operations Dashboard provides an all‑in‑one platform for managing customers, bookings, invoices, emails, social media scheduling, and related operations. The specific features included in your subscription depend on the plan selected at checkout. We set up and configure the Dashboard for your business; ongoing usage is then under your control.

Unlimited Features Usage & Fair Use

Unless otherwise noted, the Dashboard’s core features (e.g., number of contacts, bookings, emails, forms, and social posts) are offered without fixed caps for normal business usage. We define “normal business usage” as usage that is consistent with the needs of a typical small business or service provider and does not degrade the performance of our service for other subscribers.

We reserve the right to monitor usage and to impose reasonable limits or require an upgrade if your usage materially exceeds normal business levels, causes system strain, or suggests abuse (for example, sending bulk marketing messages or operating a SaaS business through the Dashboard). Advanced automations, custom workflows, or unusually high‑volume communications may require a higher‑tier plan or additional fees.

Billing & Renewals

Subscriptions renew automatically on a recurring basis (typically monthly) unless cancelled prior to the renewal date. By subscribing, you authorize recurring charges to your selected payment method. Plan changes (upgrades or downgrades) may be reflected in your next billing cycle.

3) Service Terms for Website & Online Presence Packages

These packages include one‑time setup and configuration services for your website and, where applicable, select social media profiles and related assets an any optional add-ons you may have selected. Work begins after: (a) payment is received, and (b) you submit the required onboarding form in full, (c) fulfil any other applicable requirements for your package. If we do not receive your onboarding information within 3 business days of purchase, your project may be delayed and your delivery timeline will be adjusted accordingly.

Revisions are limited to minor reasonable edits within 3 business days of initial delivery and do not include scope changes (for example, new pages, platforms, or features beyond what was originally purchased). Additional work will be quoted separately. These packages are non‑refundable once work has begun, except where required by law, or where individual contract or service terms override these standards terms, or as seen fit by the company.

These setup packages do not include long‑term website or social profile management. After your initial setup is complete, you may choose to enroll in our optional Website Care & Check‑In Plan for ongoing maintenance and support, billed separately.

—

Cancellations & Refunds

Subscription payments and digital services are non-refundable once delivered or once the subscription period has begun, except as required by law. If you cancel your subscription before the next billing cycle, your access will remain active through the end of the current paid period, after which it will not renew. In certain cases, a pro-rated or partial reimbursement for a product or service, calculated based on the unused portion of a subscription, policy, or contract may be possible and granted.

We reserve the right to suspend or terminate access to the Service(s) in cases of non-payment, breach of terms, or misuse. In such cases, you remain responsible for all accrued and unpaid charges up to the date of termination.

Limitation of Liability

To the fullest extent permitted by applicable law, Teri Allori Consulting’s liability related to the Service is limited to the total amount you paid for the Service in the 6 months immediately prior to the claim.

Changes to Terms

We may update these Terms from time to time. Substantial changes will be communicated via email or posted on this page.

Contact Us

If you have any questions about these Terms, please Contact Us.

– – –

Last updated: February 16th, 2026

“teriallori.com” is offered by “Allori Legacy LLC” a registered company in the state of Delaware in the United States of America (USA). Applicable information, policies, and terms are subject to the laws of Delaware and the USA, regardless of the country from which data or the User originates or engages with the site or brand.

Overview

Thank you for choosing “teriallori.com,” offered by Allori Legacy LLC.

If, for any reason, you are not completely satisfied with a purchase we invite you to review this Refund and Returns Policy, and our other policies and terms. We value our customers and feedback, so we always aim for effective resolution to customer challenges.

We know what it’s like ending up being forced to chat to a bot, so we guarantee you’ll get in touch with a human if you contact us.

Return and Refunds

At this time we currently only sell services and digital products. Due to their nature, services and digital products are not eligible for refund or returns, but we can surely replace digital items if they were received defective, damaged, or did not meet the product description shown on the product listing at the time of purchase. 

If seeking an exchange of a purchased item, please Email Us within 14 business days with the order number and email address used in connection with the purchase, and the request details.

You can expect to hear from us within 24-48 hours, but generally response is same-day.

In some special cases, at the discretion of TA, we may consider a refund based on certain criteria. If seeking a refund, please Contact Us with the order number and email address used in connection with the purchase, and provide details about your special case.

Sale Items

Only regular-priced items may be considered for a refund, according to the terms previously mentioned. Sale items are ineligible.

Gifts

If the item was marked as a gift when purchased and sent to you, the original purchaser may refer to the “Return and Refunds” section above in this Policy.

Shipping Returns

As we currently only sell services and digital products, shipping is not typically applicable, and by extension physical shipping terms and shipping returns are not applicable for services or digital products. Note however, that you may at times be required to provide shipping information or a shipping address depending on the type of purchase and purchasing process, in which case you will be notified and provided with applicable shipping terms accordingly e.g. before or during checkout.

Note

In cases where there is a separate signed contract for services or products, then the contract supersedes these policies and terms.

Contact Us

For questions related to this Policy, please Contact Us.

– – –

Last updated: August 30th, 2024

“teriallori.com” is offered by “Allori Legacy LLC” a registered company in the state of Delaware in the United States of America (USA). Applicable information, policies, and terms are subject to the laws of Delaware and the USA, regardless of the country from which data or the User originates or engages with the site or brand.

Last updated: March 15, 2026

These Affiliate & Referral Program Terms (“Affiliate Terms”) govern your participation in the affiliate and referral program (the “Program”) offered by Allori Legacy LLC, a Delaware limited liability company (“Allori Legacy,” “we,” “us,” or “our”).

These Affiliate Terms incorporate and are in addition to our other policies, including the Privacy Policy, Terms of Use, Payments and Shipping Policy, Packages, Subscriptions & Service Terms, and Refund and Returns Policy available at teriallori.com/policies (collectively, the “Site Policies”).​

By applying to, accessing, or participating in the Program, you (“Affiliate,” “you”) agree to be bound by these Affiliate Terms and the Site Policies. If you do not agree, you may not participate in the Program.

For clarity, references in these Affiliate Terms to “Teri Allori Consulting”, “teriallori.com”, “The Wealth Circle”, and “Live Income Lab” refer to brands, communities, programs, or websites that are owned and/or operated by Allori Legacy LLC and do not represent separate legal entities.

1. Program overview and definitions

1.1 Program. The Program allows approved participants to earn commissions by referring new customers to certain products, services, memberships, or subscriptions offered by or through Allori Legacy, including but not limited to offers promoted via teriallori.com, the “Teri Allori Consulting” brand, The Wealth Circle community, and Live Income Lab sessions (collectively, the “Offerings” or “Offers”).

1.2 Affiliate. “Affiliate” means an individual or entity that applies for and is accepted into the Program.

1.3 Affiliate Account. “Affiliate Account” means the account we provide or approve for you to access tracking links, dashboards, and performance information for the Program.

1.4 Affiliate Link. “Affiliate Link” means a unique link, code, or other tracking method that we provide for you to promote Offerings and track referrals.

1.5 Qualified Referral. “Qualified Referral” means a referral that meets all criteria set out in Section 5.

1.6 Commission. “Commission” means the compensation you may earn from Qualified Referrals in accordance with Section 6.

2. Eligibility, application, and acceptance

2.1 Eligibility. To be eligible for the Program, you must:

• Be at least 18 years old;

• Have the legal capacity to enter into binding contracts; and

• Comply at all times with these Affiliate Terms and the Site Policies.

2.2 Application. To join the Program, you must submit a complete and truthful application through our designated application process. We may request additional information to verify your identity, business, or promotional methods.

2.3 Acceptance or rejection. We reserve the right, in our sole discretion, to accept or reject any application for any lawful reason, including if we believe your content, business practices, general practices, or audience are not a good fit for the Program.

2.4 Ongoing eligibility. Acceptance into the Program does not guarantee ongoing participation. We may suspend or terminate your participation at any time in accordance with Section 13.

3. Relationship of the parties

3.1 Independent contractor. Your relationship with Allori Legacy is that of an independent contractor. These Affiliate Terms do not create any employment, official partnership, joint venture, agency, or franchise relationship between you and us.

3.2 No authority to bind. You are not authorized to make or accept any offers or representations on our behalf. You will not represent yourself as our employee, partner, or agent, nor as “Teri Allori Consulting” or any similar designation that implies you are the brand or business rather than a separate, independent promoter or contractor.

3.3 No exclusivity. Participation in the Program is non‑exclusive. You are free to promote other products and services, including those that may compete with our Offerings, provided you comply with these Affiliate Terms.

4. Program participation and promotion guidelines

4.1 Permitted promotional methods. Subject to these Affiliate Terms, you may promote Offerings using Affiliate Links through:

• Your own (or other) websites, blogs, and landing pages;

• Your email lists (in compliance with applicable laws);

• Social media channels;

• Webinars, podcasts, calls, or live events; and

• Other methods we expressly approve in writing. Feel free to check in with us if you’re in doubt.

4.2 Prohibited conduct. You agree that you will not:

• Engage in any deceptive, misleading, or unethical marketing or advertising.

• Make any false or unsubstantiated claims, including income, earnings, or “get rich quick” representations.

• Imply that you, your website, or your social media accounts are operated by Allori Legacy or are officially “Teri Allori Consulting,” teriallori.com, The Wealth Circle, Live Income Lab, or any brand we own.

• Use our brand names, trademarks, or domain names (including misspellings) in your own domain names, social media handles, or online identities in a manner that suggests you are us or that you are an official business unit, unless we have given you explicit written permission.

• Use spam, unsolicited bulk messages, or non‑compliant telemarketing.

• Use cookie stuffing, misleading redirects, pop‑unders, adware, or any method that sets tracking cookies or generates referrals without a genuine user action.

• Use paid advertising that bids on our brand terms or domain names (e.g., “Teri Allori,” “Teri Allori Consulting,” “teriallori.com,” “The Wealth Circle,” “Live Income Lab”) without our prior written consent.

• Engage in any activity that is illegal, harmful, harassing, defamatory, discriminatory, or otherwise inconsistent with our brand values or policies.

4.3 Content standards. All content, posts, ads, and materials you create to promote the Offerings (“Affiliate Content”) must be accurate, lawful, and in compliance with these Affiliate Terms and the Site Policies; whether that content is presented in verbal or non-verbal methods, in-person or online. We may request that you modify or remove Affiliate Content at any time, and you agree to comply promptly.

4.4 No self‑referrals. You may not use your own Affiliate Links to purchase Offerings for yourself or for any business you own or control (directly or indirectly). We may, in our sole discretion, disqualify such transactions from being Qualified Referrals.

5. Qualified referrals and tracking

5.1 Definition of Qualified Referral. A “Qualified Referral” is a referral that meets all of the following criteria (unless otherwise specified in your individual Program materials):

• The customer clicks your valid Affiliate Link or uses a valid tracking code and completes the applicable sign‑up, purchase, or subscription process for an eligible Offering within the tracking window we specify for that Offering.

• The customer is a new customer to that Offering and is not already in our systems under any account or email address (including trial users, prior subscribers, or other prior purchasers of the same Offering).

• The customer’s payment is successfully processed and not subject to chargeback, fraud, or refund beyond any applicable refund period.

• The customer remains in good standing and does not violate our Terms of Use or other applicable policies.

• All requirements and conditions communicated for that specific promotion or campaign (such as minimum subscription term, plan type, or purchase amount) have been met.

5.2 Tracking technologies. We will, in our discretion, select the tracking technologies (such as cookies or unique codes) used to determine whether a referral is a Qualified Referral. To the extent possible, we will use commercially reasonable efforts to track and attribute referrals; however, we are not responsible for tracking failures or technical issues that prevent tracking.

5.3 Attribution rules. Where multiple affiliates may be associated with a referral, we will attribute the referral according to our then‑current attribution model (for example, last‑click attribution within a specified window). The applicable model will be described in our affiliate dashboard or program documentation.

5.4 Final determination. We reserve the right, in our reasonable discretion, to determine whether any referral meets the definition of a Qualified Referral. Our determinations regarding tracking and qualification are final.

6. Commission structure and payment

6.1 Commission structure. The specific commission rates, eligible Offerings, tracking windows, recurring commission terms (if any), minimum payout thresholds, and other financial details are determined by us on a per‑offer, per‑campaign, or per‑affiliate basis and are described in one or more of the following (together, the “Commission Terms”):

• The affiliate or referral dashboard we provide to you (for example, inside our CRM platform).

• The written campaign brief or program description for a specific offer.

• Individual correspondence or separate written agreement between you and us.

6.2 Variation between affiliates and campaigns. Commission structures may differ across Offerings, affiliates, and campaigns. For example, some promotions may provide a one‑time commission, some may provide recurring commissions for a fixed period, some may provide recurring commissions for as long as the referred customer remains active, and others may provide no commission at all. The Commission Terms for each offer, as communicated by us, will govern.

6.3 Changes to Commission Terms. We may modify Commission Terms prospectively at any time in our discretion. We will provide notice of material changes by updating information in your affiliate dashboard, in the relevant campaign documentation, or via email or similar communication. Unless expressly stated otherwise, changes will apply only to referrals and transactions occurring after the effective date of the change.

6.4 Payment schedule. Subject to meeting any applicable minimum payout threshold and providing all required payment and tax information, we will calculate Commissions on a periodic basis (for example, monthly) and pay them on or around a specified date (for example, Net‑30 or Net-15 from the end of the period). The applicable timing and minimums will be set out in the Commission Terms or your affiliate dashboard.

6.5 Currency and method. Commissions are generally calculated and paid in United States dollars (USD) via one or more payment methods we specify from time to time (for example, PayPal, bank transfer, Wise, Stripe, or similar). You are responsible for any fees charged by payment processors, currency conversion, and any receiving‑bank charges.

6.6 Refunds, chargebacks, and reversals. If a transaction that generated a Commission is later refunded, charged back, disputed, or otherwise reversed, we may deduct the corresponding Commission from future payouts or require you to refund the Commission to us if no future payouts are due.

6.7 Account information. You must keep your payment and contact information accurate and up‑to‑date in your Affiliate Account. We are not responsible for delayed or lost payments caused by inaccurate, incomplete, or outdated information.

6.8 Promotional or special campaigns. From time to time, we may run special promotions, contests, or campaigns with unique rules or Commission structures. Any such special terms will be communicated separately and will apply only for the period, Offerings, and affiliates specified, and may override the general Commission Terms for those specific promotions.

7. Taxes and independent contractor obligations

7.1 Your tax responsibilities. You are solely responsible for determining and paying any and all taxes, duties, levies, social security, national insurance, or other governmental assessments that apply to Commissions or any other amounts you receive in connection with the Program in your jurisdiction. This includes, without limitation, income tax, self‑employment tax, VAT, GST, or similar.

7.2 No withholding by default. Unless we are required by applicable law to do so, we do not withhold or remit taxes on your behalf. You agree to indemnify and hold us harmless from any claims, penalties, or liabilities arising from your failure to comply with your tax obligations.

7.3 Information and reporting. Depending on your status and jurisdiction, we may request tax forms or other documentation from you (for example, W‑9, W‑8BEN, W‑8BEN‑E, or similar forms). Where required by law, we may issue information returns or other reports to tax authorities regarding amounts paid to you.

7.4 No employee benefits. As an independent contractor, you are not eligible for and will not receive any employee benefits from us, including but not limited to vacation pay, health benefits, retirement benefits, or other fringe benefits.

8. Brand usage and intellectual property

8.1 Our intellectual property. All content, trademarks, service marks, logos, brand names, course content, community content, and other intellectual property associated with Allori Legacy, Teri Allori Consulting, teriallori.com, The Wealth Circle, Live Income Lab, and our other Offerings are the exclusive property of Allori Legacy or its licensors.

8.2 Limited license to you. Subject to your compliance with these Affiliate Terms, we grant you a limited, non‑exclusive, non‑transferable, revocable license to use our approved trademarks, names, and creative assets solely to promote the Offerings through the Program. You must follow any brand or style guidelines we provide.

8.3 Restrictions. You may not:

• Modify our logos or trademarks (other than proportionally resizing them, but not to any point of distortion).

• Register or use any domain names, social media handles, or accounts that include our trademarks or names (or confusingly similar variations) in a way that implies you are us or that your channel is our official channel.

• Use our intellectual property in any way that disparages us, our brands, or our customers.

8.4 Ownership. Your use of our intellectual property under these Affiliate Terms does not grant you any ownership rights. All rights not expressly granted are reserved by us.

8.5 Your content. You retain ownership of your Affiliate Content. By participating in the Program, you grant us a non‑exclusive, royalty‑free, worldwide license to reference and display your name, brand name, and/or logo, and to quote or feature screenshots of your publicly shared Affiliate Content, for the limited purpose of identifying you as an affiliate and showcasing examples of promotional implementations (for example, in case studies, presentations, or training material), unless you request in writing that we not do so. We do not use personally identifying images publicly such as a photos of you, unless we seek and obtain expressed consent in writing first.

9. Compliance, disclosures, and data protection

9.1 Legal compliance. You agree to comply with all applicable laws, regulations, and industry guidelines in connection with your participation in the Program, including but not limited to those relating to advertising, marketing, data protection, telemarketing, and consumer protection in your jurisdiction.

9.2 Disclosures and endorsements. You must make clear, conspicuous disclosures in all affiliate promotions as required by applicable law and regulations (including, where applicable, the U.S. Federal Trade Commission’s endorsement guides). Your disclosure should clearly state that you may receive compensation if someone purchases through your Affiliate Link.

9.3 Email and messaging compliance. If you promote Offerings via email, SMS, phone, or similar channels, you are responsible for complying with all applicable anti‑spam and telemarketing laws (for example, where applicable, CAN‑SPAM, TCPA, and similar laws in other jurisdictions), including obtaining proper consent and providing required opt‑outs.​

9.4 Privacy and data protection. If you collect, process, or store personal data in connection with the Program, you must do so in compliance with applicable data protection laws (for example, GDPR, CCPA, or similar laws as applicable). You agree to maintain a privacy policy on your website or relevant channels, where required, and to accurately describe your data practices.​

9.5 No sharing of confidential information. You agree not to share any confidential information about us, our customers, or other affiliates that you may receive in connection with the Program, except as expressly permitted in writing.

10. Confidentiality

10.1 Confidential information. “Confidential Information” includes non‑public information you receive from us about our business, customers, products, pricing, or the Program itself (including non‑public Commission Terms), whether disclosed orally or in writing and whether or not marked as confidential.

10.2 Obligations. You agree to use Confidential Information solely for purposes of participating in the Program and to protect it using at least reasonable care. You will not disclose Confidential Information to any third party without our prior written consent, except to your professional advisors under a duty of confidentiality.

10.3 Exclusions. Confidential Information does not include information that: (a) is or becomes publicly available through no breach of these Affiliate Terms; (b) you already lawfully knew without confidentiality obligations; or (c) you independently develop without reference to our Confidential Information.

11. Representations, warranties, and disclaimers

11.1 Your representations. You represent and warrant that:

• All information you provide in your application and thereafter is true, accurate, and complete.

• You have the right and authority to enter into these Affiliate Terms.

• Your promotional activities, Affiliate Content, and business operations comply with all applicable laws and do not infringe or violate any third‑party rights.

11.2 Our disclaimers. The Program and all related services are provided “as is” and “as available” without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, or non‑infringement. We do not guarantee that the Program will result in any particular level of income or performance (in business, career, personal life, or otherwise).

12. Limitation of liability

To the fullest extent permitted by applicable law:

12.1 Exclusion of damages. We will not be liable to you for any indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or relating to these Affiliate Terms, the Program, or your participation in it, even if we have been advised of the possibility of such damages.

12.2 Cap on direct damages. Our total aggregate liability to you for any and all claims arising out of or relating to these Affiliate Terms or the Program will not exceed the total amount of Commissions actually paid to you by us under the Program during the three (3) months immediately preceding the event giving rise to the claim.

12.3 Essential purpose. The limitations and exclusions in this Section 12 apply even if any limited remedy fails of its essential purpose.

13. Term, termination, and effect of termination

13.1 Term. These Affiliate Terms commence when we accept you into the Program and continue until terminated as provided in this Section 13.

13.2 Termination by you. You may terminate your participation in the Program at any time by giving us written notice and ceasing all use of Affiliate Links and promotional materials.

13.3 Termination by us for convenience. We may terminate your participation in the Program for any reason or no reason at all upon written notice. Unless we specify otherwise, such termination will be effective immediately or as of the date stated in our notice.

13.4 Termination by us for cause. We may immediately suspend or terminate your participation in the Program if we reasonably believe that:

• You have breached these Affiliate Terms or any Site Policy;

• You have engaged in fraud, abuse, or any deceptive or unlawful activity;

• Your promotional activities or content pose a reputational or legal risk or other risk to us.

13.5 Effect on Commissions. Upon termination:

• You are no longer eligible to generate new Qualified Referrals or earn new Commissions.

• We may, in our discretion, pay you any Commissions that were validly earned and approved prior to the effective date of termination, subject to any right we have to withhold or set off amounts owed (for example, chargebacks, suspected fraud).

• In cases of fraud, intentional misconduct, or material breach, we may withhold or cancel unpaid Commissions associated with the breach.

13.6 Post‑termination obligations. Upon termination, you must:

• Immediately stop using our Affiliate Links and remove them from your websites, emails, and other materials;

• Stop using our trademarks, logos, and other intellectual property;

• Stop holding yourself out as an affiliate of Allori Legacy, Teri Allori Consulting, teriallori.com, The Wealth Circle, or Live Income Lab.

Sections that by their nature should survive termination (including but not limited to Sections 7, 8, 9, 10, 11, 12, 13.5, 13.6, and 14) will survive.

14. Governing law and dispute resolution (including arbitration)

14.1 Governing law. These Affiliate Terms are governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict‑of‑law principles.

14.2 Agreement to arbitrate. Except as expressly provided in Section 14.5 (Small claims and injunctive relief), you and Allori Legacy agree that any dispute, claim, or controversy arising out of or relating to these Affiliate Terms, the Program, or your participation in the Program (collectively, “Disputes”) will be resolved exclusively and finally by binding arbitration, and not in court.

14.3 Arbitration rules and forum. Arbitration will be administered by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules and, where applicable, the Supplementary Procedures for Consumer‑Related Disputes, as modified by these Affiliate Terms. The arbitration will be conducted by a single arbitrator, seated in the State of Delaware, and the arbitration hearings (if any) will be held in Delaware or via videoconference, at the arbitrator’s discretion. Judgment on the arbitration award may be entered in any court having jurisdiction.

14.4 Class action and jury trial waiver. To the fullest extent permitted by law:

• You and Allori Legacy waive any right to bring or participate in any class, collective, consolidated, or representative action or proceeding with respect to any Dispute. Arbitration may only be conducted on an individual basis.

• You and Allori Legacy waive any right to a jury trial in any Dispute. If, for any reason, a Dispute proceeds in court instead of arbitration, you and we knowingly and irrevocably waive any right to a jury trial.

14.5 Small claims and injunctive relief. Either party may bring an individual action in a small claims court of competent jurisdiction if the claim is within that court’s jurisdictional limits. In addition, either party may seek temporary, preliminary, or permanent injunctive or other equitable relief (including to protect intellectual property or confidential information) in any court of competent jurisdiction, without first having to initiate arbitration.

14.6 Informal resolution; time limit. Before initiating arbitration, you agree to first attempt to resolve the Dispute informally by contacting us using the contact details provided on teriallori.com and describing the Dispute in reasonable detail. If we are unable to resolve the Dispute within thirty (30) days, either party may commence arbitration. To the maximum extent permitted by law, any Dispute must be brought within one (1) year after the event giving rise to it, or it is permanently barred.

14.7 Enforceability. If Section 14.4 (class action waiver) is found to be unenforceable as to a particular claim or request for relief, then that claim or request (and only that claim or request) must be brought in a court of competent jurisdiction, not in arbitration. The remainder of this Section 14 will continue in full force and effect.

15. Changes to the Program or these Affiliate Terms

15.1 Changes. We may modify the Program, the Commission Terms, or these Affiliate Terms at any time. We will provide notice of material changes by posting an updated version on teriallori.com/policies and/or by other reasonable means.

15.2 Continued participation. Your continued participation in the Program after the effective date of any changes constitutes your acceptance of those changes. If you do not agree to a change, your sole remedy is to terminate your participation in the Program.

16. Miscellaneous

16.1 Entire agreement. These Affiliate Terms, together with the Site Policies, constitute the entire agreement between you and Allori Legacy with respect to the Program and supersede all prior or contemporaneous understandings relating to the Program.

16.2 Assignment. You may not assign or transfer your rights or obligations under these Affiliate Terms without our prior written consent. We may assign or transfer these Affiliate Terms, in whole or in part, without notice to you, including in connection with a merger, acquisition, or sale of assets.

16.3 Severability. If any provision of these Affiliate Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

16.4 No waiver. Our failure to enforce any provision of these Affiliate Terms will not be deemed a waiver of our right to enforce that provision or any other provision in the future.

16.5 Notices. We may provide notices to you via email, via the affiliate dashboard, or by posting on teriallori.com. You are responsible for keeping your contact information current.

– – –

Last updated: March 15, 2026

“teriallori.com” is offered by “Allori Legacy LLC” a registered company in the state of Delaware in the United States of America (USA). Applicable information, policies, and terms are subject to the laws of Delaware and the USA, regardless of the country from which data or the User originates or engages with the site or brand.